About us >> Message from Executive Director

Executive Director-Thokchom Bidyamani Devi

Every household in Manipur dream of owning a house. Unfortunately, lack of affordable finance has hindered the dream to be a reality. This has led to poor socio-economic development in the state. With the aim to change the dream into reality and bring financial and economic development, Panthoibi Housing Finance Company Limited was registered as a housing finance company with the National Housing Bank in 2009. We are committed to providing employment and financial help to the people of Manipur. The journey of our company from a small institution to a leading financial institution in the State comprises lots of struggle and continuous effort.

We promise to the people that we will continue working with our upmost effort and sincerity towards development of the society. As a part of the development initiative, we provide PMAY-CLSS loans, benefiting low income families to own a house at a subsidized and affordable finance.

We, the children of almighty, warmly welcome everyone to our company for any housing finance assistance. We believe that through our continuous effort, one day we can achieve our objective of providing shelter for all.

Executive Director-Tayenjam Rakesh Singh

Shelter, for all the living beings provides an emotional security, a roof under which everybody tends to find their belongingness. Panthoibi Housing Finance Company Ltd. (PHFCL) with a decade of operation in Housing Finance has been making a substantial contribution to the State delivering Home Loans with ease to the customers of Manipur. 

The rural and urban households in Manipur accounts for approximately 2.8 lakhs and 1.4 lakhs respectively in numbers, of which, more than 80% do not own a pucca house. Pradhan Mantri Awas Yojana, which is focussed on providing an affordable home to EWS, LIG and MIG segment of the society has also been instrumental in the growth of both the number of affordable dwelling units and in the operation of our Company.

We at PHFCL are inclined towards affordable housing with easy access to the solutions on financial constraints. Also, housing being the second largest industry after agriculture to generate maximum employment, updating itself with every groundbreaking technology, should be the paradise for investors.