Panthoibi Housing Finance Company Limited believe that shared financial inclusion is the route to a sustainable and peaceful social existence. We are committed to ensuring financial inclusion to all the people. Developing the housing sector is our main objective and at the same time creating a sound financial institution with a strong foothold is the bigger dream. In the days to come, we hope to expand our reach further to the immediate neighboring states and later to the rest of the country by ensuring financial investments in the housing sector initially and to diversify into different financial ventures. We strongly pledge to our motto “Shelter for All”.
Panthoibi Housing Finance Company Ltd.
“One of the leading subsidised home loan provider in the Northeastern India under Pradhan Mantri Awas Yojana – Credit Link Subsidy Scheme”
PMAY - CLSS Highlights
# Subsidy up to ₹ 2.67 lakhs for EWS/LIG
# Subsidy up to ₹ 2.35 lakhs for MIG
# Maximum loan tenure of 20 years
PHFCL Highlights
# No penalty on prepayment and foreclosure*
# Interest waive off option*
Introducing Credit Link Subsidy Scheme for Middle Income Group; Eligible Family or Household Income up to ₹ 18 Lakhs per Annum

Financial Highlights


  2016-2017 2017-2018 2018-2019
Total Revenue ₹ 1.64 Crores ₹ 1.74 Crores ₹ 1.71 Crores
Authorized Capital ₹ 15 Crores ₹ 15 Crores ₹ 15 Crores
Paid up Capital ₹ 9.49 Crores ₹ 9.49 Crores ₹ 9.54 Crores


Total Sanctioned Loan Amount as on January 2020

(₹ in Crores)


As on January 2020, PHFCL has sanctioned
₹ 10.43 Crores and channelized subsidy up to ₹ 1.65 Crores to the people of Manipur under PMAY-CLSS